Transfers

Own-account transfers now store a clear reason for being excluded from budget totals.

When Martia has hard proof that money moved between your accounts, it records that as an internal transfer with budget impact marked as excluded.

julho de 2026 · 3 min de leitura

What changed?

Matches between connected accounts and sender/recipient IBAN or account-hash matches now store the money movement type as an internal transfer.

The old compatibility flag is still populated, so existing reports and views keep working while Martia moves to the new classification model.

Why it matters?

Martia can explain more clearly why a transaction does not increase spending or income.

Owner-name similarity alone is not treated as hard proof in this change; automatic exclusion is limited to proven own-account transfers.

Perguntas frequentes

Yes. When Martia sees a connected transaction pair or a sender/recipient account match, that money movement remains excluded from budget totals.

No. This hard automatic exclusion requires proof from connected accounts or an account identifier.

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Atualizações relacionadas

Classification

Martia now separates income, expenses, currency exchanges, and transfers more precisely.

The new classification foundation stores what kind of money movement each transaction is and whether it should affect reports.

Ler →Transfers

Auto-detecting internal transfers between your own accounts — so AI doesn't count them as expenses.

Transfers between your own accounts aren't expenses — Martia now understands this and flags them automatically.

Ler →
Own-account transfers now store a clear reason for being excluded from budget totals. — Martia